In the meanwhile, one can park money in canada goose outlet

canada goose deals ‘Investors should wait before taking an additional exposure in equity markets’ canada goose deals

Canada Goose Jackets In addition to term insurance plans, individuals should definitely look at a child policy once they start a family, said Aneesh Srivastava, CIO, IDBI Federal Life Insurance. Canada Goose Jackets

Canada Goose online Also, canada goose outlet near me one should also look at a health plan in addition canada goose outlet montreal to mediclaim. Since, health plans from life insurance players help with rehabilitation support. It is also useful to invest in a guaranteed plan which gives you returns irrespective of market conditions. Canada Goose online

In an interview with Moneycontrol, Srivastava talks about present scenario of investing into equities and filters an investor needs to apply while evaluating a stock, emerging sectors, child ULIP plans and more.

buy canada goose jacket cheap Q: As Sensex and Nifty hitting record highs. How do you evaluate the equity market and what’s your recommendation if someone wants to enter now? buy canada goose jacket cheap

Canada Goose sale A: Market valuations are canada goose outlet niagara falls expensive and corporate earnings have not caught canada goose uk up to the extent expected by the market. So, one should wait before taking on additional exposure in equity markets. It canada goose outlet is difficult to predict for how long the market will continue to remain expensive or when there will be the opportunity to invest. canada goose outlet jackets However, it is certain that when one invests at expensive valuations, long term returns come down. Also, any negative news of expensive valuation, leads to sharper corrections. We have seen this happening in mid and small cap segments of the market where valuations were canada goose shop uk exorbitant and this segment of the market corrected very sharply. Canada Goose sale

canada goose black friday sale Planning to invest in NPS under the new rules? 5 essential facts you should know canada goose black friday sale

Opinion India must switch to outcome based planning and put children at its centre

canada goose coats Savings bank account vs payments bank account: The pros and cons you should know canada goose coats

The key for good returns is buying at a reasonable value and investing for the long term. We recommend investors to have an investment horizon of 5 to 7 years.

Canada Goose Outlet Q: What are the filters investors should apply while selecting stocks to invest in current scenario? Canada Goose Outlet

A: Corporate governance is the most important thing an investor needs to look at in companies while investing. One has to be extremely canada goose outlet los angeles careful with quality of the management and ability of the management to sail through several business cycles. Growth and reasonable valuation are the two important things investor should always look at while creating portfolios.

canada goose clearance sale Q: Do you suggest investors to book profits from current levels canada goose clothing uk and canada goose outlet buffalo invest in liquid funds to return back after market corrects? canada goose clearance sale

A: Every investor needs to have a strategic asset allocation and he canada goose outlet official should remain invested as per that. For canada goose outlet price instance, an investor might have a risk appetite to invest 70% in debt and 30% in equity funds. At expensive valuations, this allocation may marginally come down to 60%. So, if you have a long term perspective it is advisable to remain invested and marginally tweak your allocations as per the investment scenario. In the meanwhile, one can park money in canada goose outlet factory liquid funds. You can also capture market volatilities by understanding your strategic asset allocation and investing systematically.

canadian goose jacket Q: How do you assess AMC stocks? canadian goose jacket

A: It is an canada goose victoria parka outlet emerging sector and one should look to invest in it for long term growth. The size of the Indian mutual fund industry compared to India’s GDP is small. There is tremendous opportunity for growth in AUMs. Also, an increase in household savings and financialization of the same would continue to drive growth for this sector.

canada goose Q: You recently launched a new product, ‘Income Protect Plan’. Can you briefly explain how does the plan work? canada goose

canada goose store A: The insured person chooses the monthly income, policy term, premium payment term and frequency of the premium payment. Depending upon these parameters, as well as the gender and age of the insured person, the premium amount is decided. canada goose store

buy canada goose jacket The plan can be customised in three easy steps first deciding the monthly canada goose outlet in montreal income for your family, second selecting canada goose outlet ottawa the policy term and third selecting premium payment term. buy canada goose jacket

Canada Goose Parka At the unfortunate demise of the insured person during the term of the policy, the death benefit is paid to the beneficiary. Canada Goose Parka

canada goose clearance Q: Are ULIPs a good investment product to save for children education?A: ULIPs provide the life insurance protection required by a family while helping them to save a good amount of money by investing in equities. If the family has the required patience to stay invested over canada goose outlet houston a long period of time of 8 10 years, they are likely to get a CAGR of 8 9% from their equity investments, as these investments typically grow faster than debt instruments such as fixed deposits, or real estate. The 5 year lock in period for ULIPs also provides fund canada goose outlet in chicago managers the flexibility to choose better stocks over the long term. Further, Systematic Investment Plans (SIPs) are helpful as the monthly investments are not heavy on the pocket, and the canada goose outlet store uk family also receives the benefit of rupee canada goose jacket outlet uk cost averaging as well as tax benefits. canada goose clearance

canada goose coats on sale In the case of child ULIPs, there is the additional waiver of premium benefit in case of the unfortunate demise or disability of the policyholder. Hence, by investing in ULIPs over the long term, it can lead to significant wealth creation for the family which can not only help them in saving for their child’s education but also with other requirements like retirement planning canada goose coats on sale.